I used:
Glitter Girls embossing board to create the flower (the card was put through a Cuttlebug Swiss dots folder first)
Cuttlebug folder for the background
Sentiment is HOTP - stamped with a Versamark pad and then chalked
Grosgrain ribbon
Spacer, brad and square beads from stash
I've been a great fan of Julie's cards since discovering her gallery on the Do-craft site. She is a great source of inspiration. If you want to seen some wonderful creations, go check out her blog.
(p.s. I've been neglecting visiting my favourite bloggers recently, I'm struggling a bit to keep up with everything at the moment - poor time management on my part I'm sure - anyway, apologies for this, I haven't forgotten you all.)